Can you consolidate parent plus loan and Stafford loans?

It is possible to do this and also can I defer these loans until graduation? Please answer seriously. I was reading that consolidation is cheaper and better is that true? Personal experience is welcome .Thank YOuCan you consolidate parent plus loan and Stafford loans?
As a general rule, PLUS loans are in your parents name, not yours, so you would not consolidate them to your name and be eligible to defer them until after graduation. Why would you do that anyway? PLUS loans in your folks names are not yours to pay back.





This has a good section about student loans.





If your parents are denied PLUS loans they can offer one in your name (I would check with the schools fin aid office to be sure you wouldn't have to start making payments immediately). If you do, I'd consider a cheaper school with no PLUS loans.Can you consolidate parent plus loan and Stafford loans?
I'm in the same boat, I did defer some payments, so that I can pay down the credit cards and was approved
No, you cannot consolidate them because they are not in your name. They can be deferred under certain circumstances, but usually repayment is immediate.


And consolidation is not always cheaper (unless they give you an interest rate break) but usually more convenient than making several payments each month.